My partner and I need to keep one of our names off of the property record, but are both on the loan. Possible?

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1. 

   Common Sense February 11th

   

   Sorry, but the records need to match.

   
   
2. 

   MyOpinion February 11th

   

   Why do you need to get one of your names off the property record? You could go to the register of deeds and see if they could put it in one person’s name but you could run into problems if that person dies because the remaining spouse’s name is not on the property. So it goes to that deceased person’s estate. If both names are on the loan against the property then it will probably have to stay in both names until the loan is paid off.

   
   
3. 

   wizjp February 11th

   

   The loan is a public record. The legal description of the property is a part of that as are the signatures.

   No; unless you create a corporation and deed the property to that; and odds are there will still be a paper trail

   
   
4. 

   Beverly S February 11th

   

   If you are on the note, you are on the deed. No exceptions.

   
   
5. 

   Spock (rhp) February 11th

   

   umm … you have to think about such things BEFORE you buy the property and get a loan, not afterward.

   Now, it can’t be done without ’selling’ the property to a corporation and getting a new loan. the corporation would borrow the money in its name with your guarantees. Yes, this costs more in interest. Yes, you’d have to go to some lengths to hide your ownership of the corporation. Yes, there are other costs involved that you’d have to carry.

   all of these drawbacks are why almost no one does it.

   
   
6. 

   Veers த‌மி‌ழ் February 11th

   

   In India,

   It is possible only if your partner is a spouse or parent or son. No stranger can be a co-borrower for home loan without the title in the property.

   
   

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